Good news! For your benefit, we made significant changes to our overdraft fees practices, including eliminating the fee for returned transactions due to insufficient funds. Learn more.

E-account, the checking account that allows you to open and make transactions without leaving your home.


Open now

What does e-account have to offer?

  • Convenient online opening, without visiting a branch1
  • $0 minimum deposit needed to open the account
  • $0 monthly minimum balance
  • $5.95 monthly service fee, not applicable if in the statement period you perform ONE of the following: Receive a Direct Deposit, a connection through Internet Banking or an electronic payment through the answering machine (VRU) or by Internet Banking
  • Up to $50,000 optional Reserve Line of Credit2
  • Order your checks through Telebanco Popular or visiting any of our branches3
  • ATH® card and ATH® International card - we will send you an ATH® card by mail. If you want an ATH® International card, you shall request it through popular.com, Telebanco Popular® or visiting any of our branches and we will send it by mail. You can validate both cards online

Sole Owner account

Available for clients 21 years of age or older

Characteristics and Fees of the e-account

Open your e-account today

This account is not available in BVI

IMPORTANT NOTICE USA PATRIOT Act.

The Section 326 of the USA PATRIOT Act requires financial institutions to obtain, verify, and record the information that identifies any person who opens an account. The U.S. government created this law as a measure to fight terrorism and money laundering.

When you request to open an account:

  • You will be asked to provide your name, residential or physical address, date of birth, Social Security number and any other information that allows us to accurately identify you.
  • You will also be asked to show your driver’s license or other photo I.D. that is current and issued by the government.

When you request to open an account, you give the Bank your consent to obtain credit information, verify references with other financial institutions and use any commercial database to verify your identity.

This account is not available in BVI.

Member FDIC, except in BVI.

Product offered by Banco Popular de Puerto Rico.

1Under certain conditions you may be required to provide certain information that must be provided by you at one of our branches. Accounts are opened only on business days. If you attempt to open an account on a Saturday, Sunday or Federal holiday, the request will be processed on the next business day.

2Subject to credit approval. Certain restrictions apply. The Annual Percentage Rate (APR) for using the line is 17.99% APR.

3To use checks you must register your signature by visiting one of our branches. Each order of checks has an additional cost. To order your checks call (787) 724-3659 (Puerto Rico) or 1-888-724-3659 (United States / Virgin Islands).