AAdvantage® Visa Signature Plus

Product offered by Banco Popular de Puerto Rico. Member FDIC, except BVI.

Subject to credit approval.

^* Only in the US Virgin Islands and only available on the online platform. When entering your information to know if you are eligible for a credit card, a ‘soft pull’ inquiry will be generated, which will not impact your credit.  The offer presented on the platform will be valid for a period of 10 days. By accepting the offer, you authorize Banco Popular to make a “hard pull” inquiry into your credit report. This inquiry will be reflected in your credit report and may impact your credit score. Applications completed in branches or through Telemarketing (1-888-724-3653), are subject to an inquiry of your credit report. 

¹The APR is variable and may change. The APR applicable for purchases, balance transfers from other institutions and convenience checks is from 18.24% up to 31.24%. The APR applicable to cash advances will be from 29.24% up to 33.24%. The APR will be determined by adding the value of the United States Prime Rate as published by the Wall Street Journal plus a margin. The APR will vary and depend on your credit history and the Prime Rate applicable at the time your application is reviewed. Late payment charges up to $40. Returned check fee up to $10. Regular charge for cash advances, balance transfers and convenience checks: 2% of the amount: $2 minimum, $10 maximum. Grace period from 21 days for purchases. Balance is calculated based on the average daily balance (including new purchases).

²Only applies to new accounts. AAdvantage® miles will appear as a bonus in your AAdvantage® account 8-10 weeks after purchase requirement is met. Your account must be open and in good standing to qualify for AAdvantage bonus miles. This limited-time offer may be cancelled at any time without notice. Bonus miles offer does not apply to product change.

³Earn 3 AAdvantage® miles for each $1 spent on purchases at eligible American Airlines purchases items billed by American Airlines as merchant of record booked through American Airlines channels (AA.com, American Airlines reservations, and American Airlines airport and city ticket counters). Additionally, earn 3 miles on hotels and car rentals. Each merchant — e.g., a retailer, business or any other place where you can make a purchase — is assigned a code that indicates the merchant's primary area of business. We don't assign or have any control over merchant codes. Codes are assigned by a third party. When you make a purchase at a merchant, we're provided the code for that merchant and if the code matches a category that gives you additional miles, you will earn the additional miles. Because we don't control what code a merchant is assigned, sometimes a purchase that you think fits a certain category may not earn additional miles. Popular reserves the right to determine which purchases qualify for this offer. Earn 1 AAdvantage® mile for every $1 spent on all other purchases. Miles may be earned on purchases made by primary credit cardmembers and Authorized User(s). Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) do not earn miles. Miles earned will be posted to the primary credit cardmember's AAdvantage® account in 8-10 weeks. There is no limit to the number of AAdvantage® miles you can earn on purchases through the use of the Popular / AAdvantage Signature Plus as long as the program continues, and your account remains open and in good standing.

⁴Preferred boarding for the primary cardmember and up to 4 companions on the same reservation for all American Airlines operated flights. The Popular / AAdvantage® Signature Plus account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage® number 7 days prior to air travel. If your Popular / AAdvantage® Signature Plus account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation as the primary credit cardmember are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice. Eligible credit cardmembers will board after Priority boarding is complete, but before the rest of economy boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle® flights by Compass Airlines, LLC, Envoy Air Inc., ExpressJet Airlines, Inc., Mesa Airlines, Inc., Republic Airline Inc., PSA Airlines, Inc., Piedmont Airlines, Inc., Air Wisconsin Airline Corp., SkyWest Airlines, Inc., or Trans States Airlines, LLC.

⁵Subject to the terms and conditions of the policies. For more information, call 787.758.0505 or 1.800.981.9505. Insurance coverage when you pay the transaction in full with the credit card.

⁶Subject to credit approval. Offer valid until - and only for new accounts. Introductory rate of 1.99% for purchases is valid for 6 months from the date the account was opened. After this offer expires, the regular rate for purchases will apply to the balance owed and to new purchases. Not valid with any other offers. Your account must be kept open and up to date until expiration of the offer or the offer will be voided.

⁷Subject to credit approval. Offer applies to accounts opened until . You must visit a Popular branch in order to cancel the credit card from which the balance is transferred. Introductory rate of 0% APR and 0 payment for balance transfers is valid from the transfer date for 12 months for balance transfers made within the first 90 days of account opening. Upon expiration of the offer, the regular rate for balance transfers will apply to the balance owed and to new transfers. Not valid for transfers of other debts with Popular. Subject to credit line availability. There is no grace period for balance transfers. Your account must be open and up to date until offer expires, or the offer will be void. Requires minimum monthly payment of purchase balance and other balances not included in this offer.

AWARD PROGRAM INFORMATION
You authorize us to report to American Airlines, AAdvantage® miles earned with us. You also authorize us to share with American Airlines your email address and experiential and transactional information regarding your activity with us. You will earn AAdvantage® miles for purchases as long as your account is current, in good standing and open the day the transaction is registered in your account. The miles are calculated by multiplying the transaction amount by the earn rate per dollar specific to your card product. The total amount of miles per transaction, without decimals, will be considered for the total amount of miles to be reported to AAdvantage at the closing of every account cycle. The Bank will report the miles earned with your AAdvantage® credit card as long as your account is current and in good standing the day of the closing of your cycle. The miles earned with your credit card that are not reported to AAdvantage® because your account was not in good standing at the closing cycle date, will be reported to AAdvantage® in the future if your account becomes current or is re-opened.

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