Good news! For your benefit, we made significant changes to our overdraft fees practices, including eliminating the fee for returned transactions due to insufficient funds. Learn more.

Account Features:

  • $50 minimum initial deposit to open account.
  • $9 monthly service fee, not applicable if on each day of the statement period you maintain ONE of the following: A daily balance of $500 or more in the checking section; or a balance of $25,000 or more in your CIMA account.
  • Tiered interest-yielding savings section, if the average daily balance of the cycle is equal or greater than $500.
  • ATH® card and ATH® International card.
  • Unlimited FREE transactions at over 600 Popular ATM’s.
  • Up to $50,000 optional Reserve Line of Credit1
  • Welcome Bonus of 500 points in the PREMIA® Program.

Characteristics and Fees of the Ideal account

Open your account today at your nearest branch.

1Subject to credit approval. Certain restrictions apply. The Annual Percentage Rate (APR) for using the line is 17.99% APR.

2Subject to PREMIA® Program Terms and Conditions. PREMIA® Program is optional and entails a $25 annual membership. The welcome bonus only applies to the opening of new accounts.