More than an account, it’s My Account

An account to manage your money day to day. Enjoy tools and services that help you manage your finances easily and conveniently.

Open in USVI Open in BVI

Why choose My Account

My Account combines checking and savings section in one place so you can save and manage your money conveniently through Mi Banco.

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No monthly fees

$0 monthly service fees if you meet any of these options:

  • Receiving direct deposit
  • Maintaining a combined average balance of $500 or more between the checking and savings section.
  • If you are 25 years old or younger
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Earn interest
  • Accrue interest in your savings when you maintain an average monthly balance of $500 or more.
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Automatic savings
  • Save while you shop by activating Smart Savings2, which rounds up your purchases and automatically transfers the difference to the savings account you choose.

To open My Account online1, you need:

  • Be 18 or older.
  • Valid ID (driver’s license, passport, or state ID).
  • Social Security Card.
  • Physical address in Puerto Rico or the U.S. Virgin Islands.
  • Updated contact information (phone and email).

See how easy it is to open online

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STEP 1

Open My Account

Enter your information in the application and accept the terms.

USVI
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STEP 2

Complete your Application

Receive confirmation and start enjoying your account through Mi Banco.

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STEP 3

Get your debit card

Receive your debit card, made with recycled material, to arrive by mail.

Everything you have with Popular

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Manage your accounts with Mi Banco Móvil

Check balances, make payments5 and transfers, deposit checks7, and manage your accounts wherever you are. You can also request a new card and prevent fraud with ON and OFF by activating alerts6.

Explore Mi Banco Móvil
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Do more with our ATMs

Deposit checks with Depósito Fácil Móvil4, deposit cash, pay your bills5, and withdraw money using your phone with Retiro Móvil5 at more than 550 ATMs across Puerto Rico.

Explore our services
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Shop with your card or digital wallet7

Use your Visa debit card, made with recycled material, to make purchases and withdrawals. You can also add it to your digital wallet7 and pay easily from your phone.

Explore digital wallets
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Send money with ATH Móvil3

Register your debit card to send money to family, friends, and businesses quickly and conveniently.

Explore ATH Móvil
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Save for your goals with U-Save

Open a U-Save account and save for your short- or long-term plans and goals.

Explore U-Save

Recognized for providing more accessible banking

We are the only bank in Puerto Rico that meets the Bank On program standards, offering accessible, convenient, and low-cost accounts.

Frequently asked questions

Information and services for your account

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Before opening your account

Learn about important My Account details, fees, and terms.

View Characteristics and Fees
Read the Account Agreement
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Find services near you

Access our ATMs and visit any of our branches throughout the island.

Go to the locator
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TeleBanco Popular

Call our automated line to check balances, make transfers, pay bills5, and more.

787-724-3659

And if you still have questions...

  • My Account combines checking and savings in a single account, so you have everything in one place. It also offers $0 monthly service fees if you meet any of this options: when you set up direct deposit, maintain a combined average balance of $500 or more between the checking and savings section, or if you're under 25 years old. Plus, it includes $0 overdraft fees and $0 inactivity fees.

    • Be 18 or older.
    • Valid ID (driver's license, passport, or state ID).
    • Social Security Card.
    • Physical address in Puerto Rico or the U.S. Virgin Islands.
    • Updated contact information (phone and email).

  • Once you open My Account, you can manage it through Mi Banco. If you're not registered for Mi Banco yet, you can complete the registration process to access your accounts, make transfers and payments, and use the other available digital tools.

  • By receiving direct deposit, maintaining a combined average balance of $500 or more between the checking and savings section, or being under 25 years old.

  • Yes. Your Visa debit card (made with recycled material) works with ATH Móvil so you can pay and transfer easily and quickly.

View more questions
legal

Products and services offered by Banco Popular de Puerto Rico. Member FDIC, except BVI.

legal1

 Under certain conditions, you may be required to provide certain additional information. Accounts are open on business days only. If you attempt to open an account on a Saturday, Sunday or federal holiday, it will be processed the next business day.

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 The Ahorro Directo service applies to purchases made with your BPPR debit cards at points of sale (POS). The service will be effective automatically.

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 Requires that both the owner of the account and the person who will receive the transfer, to be registered in the service. To register, you must have an active debit card with a participating financial institution with the ATH Móvil Service. Only individuals who are 13 years of age or older may use the service. Other restrictions apply. Please access athmovil.com to register and to view the terms and conditions or the list of participating Institutions. ATH Móvil is a service of the ATH® Network from EVERTEC Group, LLC.

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 Google Pay and Android are trademarks of Google LLC. Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co, Ltd.

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 Subject to availability of funds in the account. It can take up to five business days for certain merchants to receive payment. Certain restrictions apply.

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 Alerts and Notifications by SMS is a free service Banco Popular de Puerto Rico offers its clients. Charges may apply for text messages or data excess according to your cell service plan. Check with your service provider to find out more about your plan.

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 You can use Easy Deposit service only at ATMs that feature the Easy Deposit logo. All cash deposited before 9:30 p.m. on business days will be available immediately for all types of transactions. Cash deposits made after 9:30 p.m. on business days and on non-business days Will only be available for purchases or withdrawals using the ATH® debit card. Checks deposited before 6:00 p.m. on a business day will be processed the same business day, subject to deposit verification and validation. To learn more about the availability of funds on deposited checks, please refer to the Bank's Policy for Availability of Funds at any of our branches or in the Deposit Account Agreement.

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 Retiro Móvil is a free service for customers who have an individual deposit account and/or business account (FlexiCuenta de Negocios® y B-Smart®) of Banco Popular and are registered in the Mi Banco Mobile application. To send cash you must have an active Banco Popular debit card. Non clients will be able to collect the cash at one of Banco Popular's ATMs once they download the Mi Banco Mobile application and select Retiro Movil. This service is available at all of Banco Popular ATMs. Withdrawals are subject to the availability of funds of your account. Refer to the Funds Availability Policy at any of our branches. Customers can also refer to their Deposit Accounts Contract. Mi Banco Mobile is a service offered by Banco Popular de Puerto Rico and is free of charge. You should check with your mobile service provider if charges for data transmission apply.

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