My College Account

Move towards your financial independence.

An account with no fees, designed to support you through your university life and the beginning of your financial independence.

Everything you need in one account

My College Account includes both checking and savings sections, along with the digital tools you need to manage your money, stay in control of your finances, and save while you study.

The best of My College Account:

  • All of this for $0:
    • ⚬ $0 minimum opening deposit.
    • ⚬ $0 minimum balance required.
    • ⚬ $0 monthly service fee.
    • ⚬ $0 inactivity fees.
    • ⚬ $0 overdraft fees.
    • ⚬ $0 fees for branch withdrawals.
    • ⚬ $0 fees for checks issued.
  • Save while you make your everyday purchases by activating Smart Savings1.
  • Accrue interest* when you maintain an average monthly balance of $500 or more in your savings section.

Digital tools

Do more with Mi Banco Mobile

  • Monitor your account, make payments2, and transfer between accounts.
  • Deposit checks easily, quickly, and securely with Depósito Fácil Mobile3.
  • Withdraw cash from your phone in seconds with Retiro Mobile4.
  • Open a U-Save account and save toward short- or long-term plans — a trip, a personal goal, or that treat you want to give yourself.
  • Add your debit card to your digital wallet5 and pay without taking out your physical wallet.

Plus, with My College Account you get:

  • A Visa debit card for purchases and withdrawals wherever you are.

More information:

Characteristics and Fees of My College Account

Deposit Account Agreement

And if you still have questions…

  • It is an account designed for students ages 18 to 25 and combines checking and savings in one product. It includes tools to pay, transfer, and save — all with $0 monthly service fees.

    • Be 18 or older.
    • Valid ID (driver’s license, passport, or state ID).
    • Social Security card.

  • None. Zero. Nothing. You also do not pay overdraft or inactivity fees.

  • Yes. Your Visa debit card works with ATH Móvil for fast and easy payments and transfers.

My College Account

Count on Popular as your ally on this new path towards financial independence. Visit popular.com/en/future-me to find tools and services to manage your finances.

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 The Smart Savings service applies to purchases made with your BPPR debit cards at points of sale (POS). The service will be effective automatically.

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 Subject to availability of funds in the account. It can take up to five business days for certain merchants to receive payment. Certain restrictions apply.

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 Mobile Easy Deposit is a free service and only for Banco Popular customers with individual deposit accounts and/or business accounts (Ideal Business y B-Smart®). Available for selected customers who meet the eligibility criteria for this service. Checks deposited before 6:00 p.m. on a business day will be processed the same business day, subject to deposit verification and validation. Deposits are subject to the Bank’s Funds Availability Policy.

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 Retiro Móvil is a free service for customers who have an individual deposit account and/or business account (FlexiCuenta de Negocios® y B-Smart®) of Banco Popular and are registered in the Mi Banco Mobile application. To send cash you must have an active Banco Popular debit card. Non clients will be able to collect the cash at one of Banco Popular’s ATMs once they download the Mi Banco Mobile application and select Retiro Móvil. This service is available at all Banco Popular ATMs. Refer to the Funds Availability Policy at any of our branches. Customers can also refer to their Deposit Accounts Contract. Mi Banco Mobile is a service offered by Banco Popular de Puerto Rico and is free of charge. You should check with your mobile service provider if charges for data transmission apply.

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 Google Pay and Android are trademarks of Google LLC. Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co, Ltd.

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