Good news! For your benefit, we made significant changes to our overdraft fees practices, including eliminating the fee for returned transactions due to insufficient funds. Learn more.
E-account, the checking account that allows you to open and make transactions without leaving your home.
Convenient online opening, without visiting a branch1
$0 minimum deposit needed to open the account
$0 monthly minimum balance
$5.95 monthly service fee, not applicable if in the statement period you perform ONE of the following: Receive a Direct Deposit, a connection through Internet Banking or an electronic payment through the answering machine (VRU) or by Internet Banking
Up to $50,000 optional Reserve Line of Credit2
Order your checks through Telebanco Popular or visiting any of our branches3
ATH® card and ATH® International card - we will send you an ATH® card by mail. If you want an ATH® International card, you shall request it through popular.com, Telebanco Popular® or visiting any of our branches and we will send it by mail. You can validate both cards online
The Section 326 of the USA PATRIOT Act requires financial institutions to obtain, verify, and record the information that identifies any person who opens an account. The U.S. government created this law as a measure to fight terrorism and money laundering.
When you request to open an account:
You will be asked to provide your name, residential or physical address, date of birth, Social Security number and any other information that allows us to accurately identify you.
You will also be asked to show your driver’s license or other photo I.D. that is current and issued by the government.
When you request to open an account, you give the Bank your consent to obtain credit information, verify references with other financial institutions and use any commercial database to verify your identity.
This account is not available in BVI.
Member FDIC, except in BVI.
Product offered by Banco Popular de Puerto Rico.
1Under certain conditions you may be required to provide certain information that must be provided by you at one of our branches. Accounts are opened only on business days. If you attempt to open an account on a Saturday, Sunday or Federal holiday, the request will be processed on the next business day.
2Subject to credit approval. Certain restrictions apply. The Annual Percentage Rate (APR) for using the line is 17.99% APR.
3To use checks you must register your signature by visiting one of our branches. Each order of checks has an additional cost. To order your checks call (787) 724-3659 (Puerto Rico) or 1-888-724-3659 (United States / Virgin Islands).
This is a hyperlink to a third-party website, as described in our Weblinking Practices.
Note that such third party's respective privacy policy and security
practices may differ from those of Popular or its affiliates.
Neither Popular nor any of its affiliates assumes any
responsibility, nor do they control, endorse or guarantee any aspect
of your use of any linked third-party website. Hyperlinks to
third-party websites are solely for informational purposes and for
use at your own risk.
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Puerto Rico’s web page and being redirected to Puerto Rico’s
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Credit Reporting Disputes
You have the right to dispute the accuracy of the credit information
we have reported by writing to us and describing the specific
information that is inaccurate or in dispute, and the basis for any
dispute with supporting documentation, to the address below.
Banco Popular de Puerto RicoPO Box 71589San Juan PR 00936
Please write a letter with the following information:
Full name
Mailing address
Account number in question
Date of birth
A detailed description of the issue and the desire resolution.
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