Popular offers commercial accounts that best fit your business needs, allowing you to have a checking, savings and credit line package under the same account number, so that you can efficiently manage your budget.

Ideal Business®

Commercial checking account designed for corporations, associations and Doing Business As (DBA) that generate a large number of transactions. It offers a savings section and a line of credit 2 on the same account number, thus facilitating the management and tracking of funds.

Benefits:

  • 30 transactions free of cost3.
  • ATH® card and ATH® International Visa card4.
  • $0 service charges if you maintain an average monthly balance5.
  • The savings module pays tiered interest on your deposits. The greater the balance, the higher the interest rate received.
  • Line of credit between $10,000 and $250,0002
  • Receive your commercial account statement in electronic format with e-Commercial Statement.

B-Smart®

If you are a business owner operating as a Doing Business As (DBA) or a professional who is not in a partnership nor incorporated, or that is a member of sport clubs, graduating class, or charitable accounts, and you only need one signature on your account, B-Smart® is for you. It’s the checking account that includes a savings section and a line of credit2 and free electronic transactions. Also, there’s a credit protection plan available for your credit line5. 

Benefits:

  • 15 transactions free of cost6.
  • ATH® card and ATH® International Visa card4.
  • $0 service charges if you maintain the combined average balance7.
  • The savings module pays tiered interest on your deposits. The greater the balance, the higher the interest rate received.
  • Line of credit from $5,000 to $100,0002.
  • Receive your commercial account statement in electronic format with e-Commercial Statement.

Contract

Business deposit account contract.

See contract

Related Services

Harland

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For more information about our products and services, call the Commercial Support Center at 1-855-756-3939.

Service offered by Banco Popular de Puerto Rico. Member FDIC, except BVI.

1Popular Business Solutions commercial products and services entail monthly charges and/or transaction volume charges according to the product or service purchased. For information and price details of commercial products and services, you may contact the Business Banking Center or your Relationship Officer.

2All extensions of credit, whether via credit cards, credit lines or loans, are subject to credit approval. Certain conditions apply.

3The transactions include paid checks, deposited checks and deposit slips. A fee of $0.50 will be applied for transactions in excess of 30 per cycle.

4Available only for sole owner accounts and/or accounts that do not require joint signatures.

5An average balance in the checks and savings section (combined balance) of $2,500 or more is required to avoid a monthly service charge of $12. However, to receive the account statement only electronically (PDF) you will get a discount of $2.

6The transactions include paid checks, deposited checks and deposit slips. A fee of $0.50 will be applied for transactions in excess of 15 per cycle.

7An average balance in the checks and savings section (combined balance) of $500 or more is required to avoid a monthly service fee of $5. However, to receive the account statement only electronically (PDF) you will get a discount of $2.