Popular offers Commercial accounts that best fit your business needs, allowing you to have a checking, savings and credit line package under the same account number, so that you can efficiently manage your budget.

Ideal Business®

Commercial checking account designed for corporations, associations and Doing Business As (DBA) that generate a large number of transactions. It offers a savings section and a line of credit 1 on the same account number, thus facilitating the management and tracking of funds.

Benefits:

  • 30 transactions free of cost2.
  • ATH® card and ATH® International Visa card3.
  • $0 service charges if you maintain an average monthly balance4.
  • The savings module pays tiered interest on your deposits. The greater the balance, the higher the interest rate received.
  • Line of credit between $10,000 and $250,0001
  • Receive your commercial account statement in electronic format with e-Commercial Statement.
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B-Smart®

If you are a business owner operating as a Doing Business As (DBA) or a professional who is not in a partnership nor incorporated, or that is a member of sport clubs, graduating class, or charitable accounts, and you only need one signature on your account, B-Smart® is for you. It’s the checking account that includes a savings section and a line of credit1, free electronic transactions, and allows you to earn PREMIA® points5. Also, there’s a credit protection plan available for your credit line4. 

Benefits:

  • 15 transactions free of cost6.
  • ATH® card and ATH® International Visa card3.
  • $0 service charges if you maintain the combined average balance7.
  • The savings module pays tiered interest on your deposits. The greater the balance, the higher the interest rate received.
  • Line of credit from $5,000 to $100,0001.
  • Receive your commercial account statement in electronic format with e-Commercial Statement.
Request advice

Please contact us to obtain more information about our products and services, call our Business Banking Center at 1-855-756-3939.


Related Services

Harland

Product offered by Banco Popular de Puerto Rico.

1All extensions of credit, whether via credit cards, credit lines or loans, are subject to credit approval. Certain conditions apply.

2The transactions include paid checks, deposited checks and deposit slips. A fee of $0.50 will be applied for transactions in excess of 30 per cycle.

3Available only for sole owner accounts and/or accounts that do not require joint signatures.

4An average balance in the checks and savings section (combined balance) of $2,500 or more is required to avoid a monthly service charge of $12. However, to receive the account statement only electronically (PDF) you will get a discount of $2.

5Subject to the terms and conditions of PREMIA® Program (the Program). The Program is optional and entails a $25 annual fee. For more information visit: www.premia.com/terms-and-conditions.

6The transactions include paid checks, deposited checks and deposit slips. A fee of $0.50 will be applied for transactions in excess of 15 per cycle.

7An average balance in the checks and savings section (combined balance) of $500 or more is required to avoid a monthly service fee of $5. However, to receive the account statement only electronically (PDF) you will get a discount of $2.