If you have been financially affected by Hurricane Fiona, contact your Relationship Officer or the Commercial Support Center at 787-756-3939 or 1-855-756-3939 to evaluate how we can help you with the recovery of your business.

Popular offers commercial accounts that best fit your business needs, allowing you to have a checking, savings and credit line package under the same account number, so that you can efficiently manage your budget.

Ideal Business®

Commercial checking account designed for corporations, associations and Doing Business As (DBA) that generate a large number of transactions. It offers a savings section and a line of credit 2 on the same account number, thus facilitating the management and tracking of funds.

Benefits:

  • Unlimited electronic transactions3.
  • 30 transactions in paper free of cost4.
  • ATH® card and ATH® International Visa Platinum card free of cost5.
  • $0 service charges if you maintain an average monthly balance6.
  • The savings module pays tiered interest on your deposits. The greater the balance, the higher the interest rate received.
  • Line of credit between $10,000 and $250,0002
  • Receive your commercial account statement in electronic format with e-Commercial Statement.

B-Smart®

If you are a business owner operating as a Doing Business As (DBA) or a professional who is not in a partnership nor incorporated, or that is a member of sport clubs, graduating class, or charitable accounts, and you only need one signature on your account, B-Smart® is for you. It’s the checking account that includes a savings section and a line of credit2 and free electronic transactions. Also, there’s a credit protection plan available for your credit line2. 

Benefits:

  • Unlimited electronic transactions3.
  • 15 transactions in paper free of cost7.
  • ATH® card and ATH® International Visa Platinum card free of cost5.
  • $0 service charges if you maintain the combined average balance8.
  • The savings module pays tiered interest on your deposits. The greater the balance, the higher the interest rate received.
  • Line of credit from $5,000 to $100,0002.
  • Receive your commercial account statement in electronic format with e-Commercial Statement.

Contract

Business deposit account contract.

See contract

Related Services

Harland

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For more information about our products and services, call the Commercial Support Center at 1-855-756-3939.

Service offered by Banco Popular de Puerto Rico. Member FDIC, except BVI.

1Popular Business Solutions commercial products and services entail monthly charges and/or transaction volume charges according to the product or service purchased. For information and price details of commercial products and services, you may contact the Commercial Support Center or your Relationship Officer.

2All extensions of credit, whether via credit cards, credit lines or loans, are subject to credit approval. Certain conditions apply.

3Electronic transactions are considered: Easy Deposit (deposits through ATMs), Mobile Easy Deposit, Remote Deposit, ACH, Wire Transfers, Mobile ATH, Telepayment and POS.

4A $0.50 fee will apply for each paper transaction in excess of 30 during the cycle. Paper transactions are considered paid checks, deposited checks, and deposit sheets. Electronic transactions do not count towards calculating excess transactions.

5Available only for sole owner accounts and/or accounts that do not require joint signatures.

6An average balance in the checks and savings section (combined balance) of $2,500 or more is required to avoid a monthly service charge of $12. However, to receive the account statement only electronically (PDF) you will get a discount of $2.

7A fee of $0.50 will apply for each paper transaction in excess of 15 during the cycle. Paper transactions are considered paid checks, deposited checks, and deposit sheets. Electronic transactions do not count towards calculating excess transactions.

8An average balance in the checks and savings section (combined balance) of $500 or more is required to avoid a monthly service fee of $5. However, to receive the account statement only electronically (PDF) you will get a discount of $2.