Comparative Table

 
 
Commercial Credit Cards
PREMIA® Business Rewards1 PREMIA® Business Rewards Max1 Visa Corporate
CHARACTERISTICS
Credit Line2 From $2,000 From $5,000 From $10,000
Initial Fee $0 $0 $200
Annual Fee First Card $0 $95 $20
Annual Fee Additional Card $0 $0 $20
APR for Purchases -% up to -%2 -% up to -%2 15.95%4
APR for Cash Advances -% up to -%2 -% up to -%2 18.95%
Penalty Rate NA NA 19.95%
Cash Advance and Balance Transfer Fees 2% of the advance; minimum $2, maximum $10 2% of the advance; minimum $2, maximum $10 2% of the advance; minimum $2, maximum $10
Late Payment Fee $40 $40 $0
Fee for Returned Checks $10 $10 $10
Enrollment to Commercial Credit Card Manager5

Incluido

Incluido

Incluido
INSURANCE AND TRAVEL ASSISTANCE SERVICES
International Emergency Medical Services6

Incluido
Car Rental6

Incluido

Incluido

Incluido
Protection against unauthorized charges7

Incluido

Incluido

Incluido
Purchase Protection6

Incluido

Incluido
Price Protection6

Incluido

Incluido
Extended Guarantee6

Incluido

Incluido
Corporate Liability Waiver Insurance6

Incluido

Incluido

Incluido
Baggage Delay and Baggage Loss Insurance6

Incluido
Visa Concierge8

Incluido

Incluido
Visa Luxury Hotel Collection8

Incluido
Visa Airport Companion8

Incluido
ADDITIONAL BENEFITS
Maximum Number of Additional Cards Unlimited Unlimited Unlimited
Grace Period for Purchases At least 21 days At least 21 days 27 to 32 days
PREMIA® PROGRAM9
Welcome Bonus 10,000 PREMIA® points10 30,000 PREMIA® points11
Accelerated Accumulation12 2x points for every $1 on purchases on restaurants, telecommunications, gas stations, and office supplies 3x points for every $1 on purchases on travel (airlines and hotels), restaurants, telecommunications, gas stations, and office supplies
Regular Accumulation 1x point for every $1 on other purchases 1x point for every $1 on other purchases
Accumulation Limit No annual points limit No annual points limit

For additional information contact the Commercial Support Center at 787.756.3939 or 1.855.756.3939.

Print

1Products only available in USVI.

2Subject to credit approval.

3The APR is variable and can change. The APR applicable for purchases, balance transfers from other institutions and convenience checks is from -% up to -%. The APR will be calculated using the Wall Street Journal's Prime Rate as a base, plus a margin. These APRs will depend on your credit history and Prime Rate when evaluating your application. The balance is calculated based on the average daily balance (including new purchases).

4Rate for purchases and balance transfers. The balance is calculated based on the average daily balance (including new purchases).

5Service is free of charge.

6Subject to the terms and conditions of the Policy. Call 787.758.0505 or toll-free at 1.800.981.9505 for more details.

7Does not apply to unauthorized use by the employee.

8Subject to the terms and conditions of the program. Call 787.758.0505 or toll-free at 1.800.981.9505 for more details.

9Subject to the terms and conditions of the PREMIA® Program. For information on points accumulation, expiration, and usage, as well as other terms and conditions, please go to popular.com/en/premia-program-terms.

10Welcome bonus will appear on your statement 4-6 weeks after making $3,000 in purchases within the first 90 days of opening the account. The account must be current and remain open to receive the bonus. Offer only applies to new accounts. It does not apply to a product exchange.

11Welcome bonus will appear on your statement 4-6 weeks after making $5,000 in purchases within the first 90 days of opening the account. The account must be current and remain open to receive the bonus. Offer only applies to new accounts. It does not apply to a product exchange.

12Each business where you can make purchases is assigned a code that indicates the main business area. Popular is not responsible for the coding used by the merchant for the purposes of identifying transactions.