Comparative Table

 
 
Commercial Credit Cards
PREMIA® Business Rewards1 PREMIA® Business Rewards Max1 Visa Corporate
CHARACTERISTICS
Credit Line2 From $2,000 From $5,000 From $10,000
Initial Fee $0 $0 $200
Annual Fee First Card $0 $95 $20
Annual Fee Additional Card $0 $0 $20
APR for Purchases 16.49% up to 29.49%2 16.49% up to 29.49%2 15.95%4
APR for Cash Advances 27.49% up to 31.49%2 27.49% up to 31.49%2 18.95%
Penalty Rate NA NA 19.95%
Cash Advance and Balance Transfer Fees 2% of the advance; minimum $2, maximum $10 2% of the advance; minimum $2, maximum $10 2% of the advance; minimum $2, maximum $10
Late Payment Fee $40 $40 $0
Fee for Returned Checks $10 $10 $10
Enrollment to Commercial Credit Card Manager5

Incluido

Incluido

Incluido

INSURANCE AND TRAVEL ASSISTANCE SERVICES
International Emergency Medical Services6

Incluido

Car Rental6

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Incluido

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Protection against unauthorized charges7

Incluido

Incluido

Incluido

Purchase Protection6

Incluido

Incluido

Price Protection6

Incluido

Incluido

Extended Guarantee6

Incluido

Incluido

Corporate Liability Waiver Insurance6

Incluido

Incluido

Incluido

Baggage Delay and Baggage Loss Insurance6

Incluido

Visa Concierge8

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Visa Luxury Hotel Collection8

Incluido

Visa Airport Companion8

Incluido

ADDITIONAL BENEFITS
Maximum Number of Additional Cards Unlimited Unlimited Unlimited
Grace Period for Purchases At least 21 days At least 21 days 27 to 32 days
PREMIA® PROGRAM9
Welcome Bonus 10,000 PREMIA® points10 30,000 PREMIA® points11
Accelerated Accumulation12 2x points for every $1 on purchases on restaurants, telecommunications, gas stations, and office supplies 3x points for every $1 on purchases on travel (airlines and hotels), restaurants, telecommunications, gas stations, and office supplies
Regular Accumulation 1x point for every $1 on other purchases 1x point for every $1 on other purchases
Accumulation Limit No annual points limit No annual points limit

For additional information contact the Commercial Support Center at 787.756.3939 or 1.855.756.3939.

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