Product offered by Banco Popular de Puerto Rico. Member FDIC, except BVI. Subject to Credit approval.

^* Only in the US Virgin Islands and only available on the online platform. When entering your information to know if you are eligible for a credit card, a ‘soft pull’ inquiry will be generated, which will not impact your credit.  The offer presented on the platform will be valid for a period of 10 days. By accepting the offer, you authorize Banco Popular to make a “hard pull” inquiry into your credit report. This inquiry will be reflected in your credit report and may impact your credit score. Applications completed in branches or through Telemarketing (1-888-724-3653), are subject to an inquiry of your credit report.

^** Eligibility for the digital card is based on our ability to verify your identity. If you are eligible, you will see the information after completing the application process and receiving approval. You will be able to use it immediately for online purchases and add it to your digital wallet. The digital card will be available for 15 days through the portal from the date the account is opened, during which time you may continue using it even after receiving your physical card by mail.

¹The APR is variable and may change. The APR applicable for purchases, balance transfers from other institutions and convenience checks from 18.24% up to 31.24%. The APR applicable to cash advances will be from 29.24% up to 33.24%. The APR will be determined by adding the value of the United States Prime Rate as published by The Wall Street Journal plus a margin. The APR will vary and depend on your credit history and the prime rate applicable at the time your application is evaluated. Late payment charges up to $40. Returned check fee up to $10. Regular charge for cash advances, balance transfers and convenience checks: 2% of the amount: $2 minimum, $10 maximum. Grace period from 21 days for purchases. Balances is calculated based on the average daily balance (including new purchases).

²Subject to the terms and conditions of the program. For more information of the terms and conditions visit www.popular.com/en/cards/cash-rewards/terms/.

³Welcome Bonus offer only applies to new accounts does not apply to product changes. The welcome bonus will appear 4-6 weeks after $1,000 in purchases within the first 90 days after opening the account. Bonus applies for new accounts only, the offer does not apply to product changes. The account must be in good standing and remain open to receive the bonus. For more information about the accumulation, expiration, and redemption, as well as other terms and conditions, visit: www.popular.com/en/cards/cash-rewards/terms/.

⁴Subject to the terms and conditions of the PREMIA® program (the Program). For more information about the accumulation, expiration, and use of points and about other terms and conditions, go to www.popular.com/en/premia-terms/.

⁵Offer applies to new accounts. Does not apply to product change. Bonus points will appear on the account statement 4 to 6 weeks after making $1,000 in purchases in the first 90 days after opening the account. To receive the bonus, your account must be up to date and remain open. For more information about the accumulation, expiration, and use of points and about other terms and conditions, go to www.popular.com/en/premia-terms/.

⁶Earn 3 AAdvantage® miles for each $1 spent on purchases at eligible American Airlines purchases items billed by American Airlines as merchant of record booked through American Airlines channel, hotels and car rentals and 1 mile on all other purchases. Subject to the terms and conditions of the AAdvantage® program. American Airlines reserves the right to change AAdvantage® program rules at any time without notice. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit www.aa.com/aadvantage. American Airlines and AAdvantage are marks of American Airlines, Inc.

⁷Only applies to new accounts. AAdvantage® miles will appear as a bonus in your AAdvantage® account 8-10 weeks after purchase requirement is met. Your account must be open and in good standing to qualify for AAdvantage bonus miles. This limited-time offer may be cancelled at any time without notice. Bonus miles offer does not apply to product change.

⁸You earn TrueBlue points for purchases less credits, returns and adjustments made by you and/or any authorized user of the Account as follows: (3) TrueBlue points for JetBlue Mastercard Eleva and two (2) TrueBlue points for the JetBlue Mastercard for every $1 of eligible Net Purchases n tickets, goods and services purchased directly from JetBlue. You earn one (1) TrueBlue point for every $1 of Net Purchases made with the Account everywhere else. Terms and conditions of the Program are published by JetBlue at www.jetblue.com and JetBlue reserves the right to change or cancel the Program and its rules at any time with or without prior notice.

⁹Welcome Bonus offer only applies to new accounts. TrueBlue points will appear as a one-time bonus in your TrueBlue account 8-10 weeks after $1,000 on purchases in the first 90 days of account opening for JetBlue Mastercard and after $3,000 on purchases in the first 90 days of account opening for JetBlue Mastercard Eleva. Your account must be open and in good standing to qualify for the Welcome Bonus point. This limited-time offer may be cancelled at any time without notice. Welcome Bonus points offer does not apply to product change.

¹⁰Receive PREMIA® points for purchases, minus credits, returns, and adjustments. Balance transfers, TelePago, cash advances, commissions, interest charges, and unauthorized/fraudulent purchases do not earn points. Popular is not responsible for the coding used by merchants to identify transactions at restaurants, supermarkets, gas stations, and electric vehicle charging stations. Wholesale stores are not considered supermarkets. Points will be reflected daily, including purchases posted until the close of the previous day, as long as the program remains active, and your account stays open. For more information about the accumulation, expiration, and use of points, as well as other terms and conditions, please visit www.popular.com/en/premia-terms.

¹¹As follows: (a) in streaming services, a monthly credit of $8 when paying $30 or more per month in memberships, up to $96 in annual credits; (b) at participating local merchants, receive a $20 statement credit for each purchase of $200 or more, up to $160 in annual credits; (c) $120 statement credit when paying the cost of Global Entry® with your card every 4 years; (d) up to $105 annually (3 visits per year) to VIP lounges at airports with Visa LoungeKey® by registering your card at www.loungekey.com/en/visa-banco-popular-cobalt. You must complete the Global Entry® application and pay the application fee with the Visa Cobalt Infinite card. Global Entry® is a program of the United States Government, operated by the U.S. Customs and Border Protection (CBP). For details of the Global Entry® program, such as terms and conditions, visit www.cbp.gov/global-entry/about. Allow 4-6 weeks for the statement credit for these benefits to be registered in your account. Your account must be open and in good standing to receive the credit. For details of these benefits: www.popular.com/en/cards/visa-cobalt.

¹²The welcome bonus will appear 4-6 weeks after $3,000 in purchases within the first 90 days after opening the account. Bonus applies for new accounts only, the offer does not apply to product changes. The account must be in good standing and remain open to receive the bonus. For more information about the accumulation, expiration, and use of points, as well as other terms and conditions, visit popular.com/en/premia-terms/.