1Subject to credit approval. The APR is variable and may change. The APR applicable for purchases, balance transfers from other institutions and convenience checks from 14.74% up to 27.74%. The APR applicable to cash advances will be from 25.74% up to 29.74%. The APR will be determined by adding the value of the United States Prime Rate as published by The Wall Street Journal plus a margin. The APR will vary and depend on your credit score and the prime rate applicable at the time your application is evaluated. Late payment charges up to $38. Returned check fee up to $10. Regular charge for cash advances, balance transfers and convenience checks: 2% of the amount: $2 minimum, $10 maximum. Grace period from 25 days for purchases. Balances is calculated based on the average daily balance (including new purchases).
2Subject to the terms and conditions of the PREMIA® program (the Program). The Program’s annual membership fee is free while you have this card. Bonus of 5,000 PREMIA® points will appear on the account statement 4 to 6 weeks after making $1,000 in purchases in the first three months after opening the account. To receive the bonus, your account must be up to date and remain open. For more information about the accumulation, expiration, and use of points and about other terms and conditions, go to premia.com/meet-premia.
3Subject to credit approval. Offer valid until -, 2019. 1.5% Cash Reward for $1 on Purchases: Subject to Program Terms and Conditions. For more information about the accumulation, expiration and use of points as well as other terms and conditions, visit your region's page: USVI terms or BVI terms. $50 Bonus Cash Rewards: Offer applies only to new accounts opened until December 31, 2019. Does not apply to product changes. Certain restrictions apply. $50 bonus will show as a statement credit 4-6 weeks after $1,000 on purchases in the first 3 months of account opening. Your account must stay up to date and remain open to receive the bonus. For more information about the accumulation, expiration and use of points as well as other terms and conditions, visit your region's page: USVI terms or BVI terms.
4Subject to the terms and conditions of the AAdvantage® program. American Airlines reserves the right to change AAdvantage® program rules at any time without notice. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit www.aa.com/aadvantage American Airlines and AAdvantage are marks of American Airlines, Inc.
Virgin Islands
