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      Apply for a personal loan to consolidate your debt or for whatever you need1

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      1Subject to credit approval. Other terms and conditions apply.
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Visa Premia Rewards

Live a life full of rewards.

Apply today
 



Card Image

Earn and redeem points for the purchases and payments you make every day with the PREMIA® Rewards credit card.1


Live unique experiences and enjoy a wide variety of rewards like: ATH ® gift cards and from different stores, cash, electronics, restaurant certificates, vacations and much more.

Features

  • $0 annual fee, PREMIA® program included.
  • 1.5 PREMIA® points for every $1 in purchases.2
  • 5,000 PREMIA® bonus points3 after $1,000 on purchases within three months of account opening.

More security

  • Cards with chip technology
  • On the Alert
  • Mi Banco Alerts
  • e-Bill
  • Mobile Wallets

Insurance coverage and services

  • Rental car insurance with international coverage.4
  • Protection against unauthorized charges.
  • Emergency card replacement.
  • 24-hour local service.
  • Option to make payments with Mi Banco Online or TeleBanK Popular®.

To apply for this credit card you must meet the following criteria:

  • Be a resident of US Virgin Island (St. Thomas / St. Croix).
  • Be 18 years or older. If you are younger than 18, you must present a certificate of emancipation or marriage.

Important documents when applying for a credit card:

  • Email address (in order to easily reach you).
  • Social Security number.

Credit Card Agreements


Product offered by Banco Popular de Puerto Rico.

Subject to credit approval.

1The APR is variable and may change. The APR applicable for purchases, balance transfers from other institutions and convenience checks is from 13.24% up to 26.24%. The APR applicable to cash advances will be from 24.24% up to 28.24%. The APR will be determined by adding the value of the United States Prime Rate as published by the Wall Street Journal plus a margin. The APR will vary and depend on your credit history and the Prime Rate applicable at the time your application is reviewed. Late payment charges up to $38. Returned check fee up to $10. Regular charge for cash advances, balance transfers and convenience checks: 2% of the amount: $2 minimum, $10 maximum. Grace period from 21 days for purchases. Balance is calculated based on the average daily balance (including new purchases).

2Subject to the terms and conditions of the PREMIA® program (the Program). For more information about the accumulation, expiration, and use of points and about other terms and conditions, go to premia.com/meet-premia.

3Subject to credit approval. Offer applies to accounts opened through September 30, 2018. Does not apply to product change. Bonus of 5,000 PREMIA® points will appear on the account statement 4 to 6 weeks after making $1,000 in purchases in the first three months after opening the account. To receive the bonus, your account must be up to date and remain open. For more information about the accumulation, expiration, and use of points and about other terms and conditions, go to premia.com/meet-premia.

4Subject to the terms and conditions of the policies. For more information, call 787.758.0505 or 1.800.981.9505. Insurance coverage when you pay the transaction in full with the credit card.

5Subject to credit approval. Offer valid until and only for new accounts. Introductory rate of 1.99% for purchases is valid for 6 months from the date the account was opened. After this offer expires, the regular rate for purchases will apply to the balance owed and to new purchases. Not valid with any other offers. Your account must be kept open and up to date until expiration of the offer or the offer will be voided.

6Subject to credit approval. Offer applies to accounts opened until September 30, 2018. You must visit a Popular branch in order to cancel the credit card from which the balance is transferred. Introductory rate of 0% APR and 0 payment for balance transfers is valid from the transfer date for 12 months for balance transfers made within the first 90 days of account opening. Upon expiration of the offer, the regular rate for balance transfers will apply to the balance owed and to new transfers. Not valid for transfers of other debts with Popular. Subject to credit line availability. There is no grace period for balance transfers. Your account must be open and up to date until offer expires, or the offer will be void. Requires minimum monthly payment of purchase balance and other balances not included in this offer.

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Bank Routing Number

021502011

TeleBanco Popular®

1.888.724.3659

Hearing impaired (TDD)

1.800.981.9666

Contact us

Rte 308, Charlotte Amalie West, St Thomas 00802, USVI

© 2021 Popular. Member FDIC, except BVI.

This is a hyperlink to a third-party website, as described in our Weblinking Practices. Note that such third party's respective privacy policy and security practices may differ from those of Popular or its affiliates. Neither Popular nor any of its affiliates assumes any responsibility, nor do they control, endorse or guarantee any aspect of your use of any linked third-party website. Hyperlinks to third-party websites are solely for informational purposes and for use at your own risk.

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