New! For USVI, now you can instantly check if you could be eligible without impacting your credit score.*
Earn and redeem points for the purchases and payments you make every day with the PREMIA® Rewards credit card.1
Redeem your points easily on the redesigned
premia.com platform with the latest in technology and rewards for your enjoyment: travel, cash and gift cards.
Features
$0 annual fee, PREMIA® program included.
1.5 PREMIA® points for every $1 in purchases.2
5,000 PREMIA® bonus points3, 2023, after $1,000 on purchases within 90 days of account opening.
Product offered by Banco Popular de Puerto Rico. Member FDIC, except BVI.
Subject to credit approval.
* Only in the US Virgin Islands and only available on the online platform. When entering your information to know if you are eligible for a credit card, a ‘soft pull’ inquiry will be generated, which will not impact your credit. The offer presented on the platform will be valid for a period of 10 days. By accepting the offer, you authorize Banco Popular to make a “hard pull” inquiry into your credit report. This inquiry will be reflected in your credit report and may impact your credit score. Applications completed in branches or through Telemarketing (1-888-724-3653), are subject to an inquiry of your credit report.
1The APR is variable and may change. The APR applicable for purchases, balance transfers from other institutions and convenience checks is from 18.24% up to 31.24%. The APR applicable to cash advances will be from 29.24% up to 33.24%. The APR will be determined by adding the value of the United States Prime Rate as published by the Wall Street Journal plus a margin. The APR will vary and depend on your credit history and the Prime Rate applicable at the time your application is reviewed. Late payment charges up to $40. Returned check fee up to $10. Regular charge for cash advances, balance transfers and convenience checks: 2% of the amount: $2 minimum, $10 maximum. Grace period from 21 days for purchases. Balance is calculated based on the average daily balance (including new purchases).
2Subject to the terms and conditions of the PREMIA® program (the Program). For more information about the accumulation, expiration, and use of points and about other terms and conditions, go to www.popular.com/en/premia-terms/.
3Subject to credit approval. Offer applies to new accounts. Does not apply to product change. Bonus points will appear on the account statement 4 to 6 weeks after making $1,000 in purchases in the first three months after opening the account. To receive the bonus, your account must be up to date and remain open. For more information about the accumulation, expiration, and use of points and about other terms and conditions, go to www.popular.com/en/premia-terms/.
4Subject to the terms and conditions of the policies. For more information, call 787.758.0505 or 1.800.981.9505. Insurance coverage when you pay the transaction in full with the credit card.
5Subject to credit approval. Offer valid until and only for new accounts. Introductory rate of 1.99% for purchases is valid for 6 months from the date the account was opened. After this offer expires, the regular rate for purchases will apply to the balance owed and to new purchases. Not valid with any other offers. Your account must be kept open and up to date until expiration of the offer or the offer will be voided.
6Subject to credit approval. Offer applies to accounts opened until September 30, 2018. You must visit a Popular branch in order to cancel the credit card from which the balance is transferred. Introductory rate of 0% APR and 0 payment for balance transfers is valid from the transfer date for 12 months for balance transfers made within the first 90 days of account opening. Upon expiration of the offer, the regular rate for balance transfers will apply to the balance owed and to new transfers. Not valid for transfers of other debts with Popular. Subject to credit line availability. There is no grace period for balance transfers. Your account must be open and up to date until offer expires, or the offer will be void. Requires minimum monthly payment of purchase balance and other balances not included in this offer.
This is a hyperlink to a third-party website, as described in our Weblinking Practices.
Note that such third party's respective privacy policy and security
practices may differ from those of Popular or its affiliates.
Neither Popular nor any of its affiliates assumes any
responsibility, nor do they control, endorse or guarantee any aspect
of your use of any linked third-party website. Hyperlinks to
third-party websites are solely for informational purposes and for
use at your own risk.
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Credit Reporting Disputes
You have the right to dispute the accuracy of the credit information
we have reported by writing to us and describing the specific
information that is inaccurate or in dispute, and the basis for any
dispute with supporting documentation, to the address below.
Banco Popular de Puerto RicoPO Box 71589San Juan PR 00936
Please write a letter with the following information:
Full name
Mailing address
Account number in question
Date of birth
A detailed description of the issue and the desire resolution.
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