Earn up to 4X PREMIA® points for every $1 in purchases:
Get up to $481 in annual credits on your account statement.
60,000 PREMIA® welcome points after $3,000 in purchases within the first 90 days after opening the account.2
$199 annual fee
No foreign transaction fees
17.24% to 30.24% variable APR on purchases and balance transfers
Pay for your digital subscriptions and get an $8 monthly credit when you pay $30 or more monthly in memberships.3
Pay at participating merchants in Puerto Rico and get a $20 account statement credit on each purchase of $200 or more, any day of the week.4
When you use your card to pay for the cost of the service every 4 years, you get the credit on your account statement.5
Visits to VIP lounges at airports around the world with Visa LoungeKey. Up to 3 visits per year when you register your card at Visa LoungeKey™ or in the app.6
Buy tickets to your favorite events and concerts, using a simple and reliable ticketing experience within reach of any device.
From the desire to share with friends, the experience of flavors and extraordinary wines, Asador San Miguel arises. Integrated into a high-altitude atmosphere, in Naranjito, creates perfect harmony between the atmosphere, the landscape and the flavor of our cuisine. You can spend some time in harmony in every way.
Where the vibrant flavors of New York-style Italian cuisine come alive. A haven for lovers of authentic Italian dishes, featuring a menu that celebrates tradition and creativity, and an extensive selection of wines and cocktails to complement every meal. Indulge in the rich and diverse tastes of Italy right here in Puerto Rico.
Not just another Japanese Restaurant, they take the most primitive culinary expression that is cooking on fire to a higher level, transforming flavor into a visual performance, and working with two very popular styles of food: Peruvian and Japanese.
Where the flavors of Mexico merge with local ingredients. Enjoy brunch, lunch, and dinner with menus that reflect the flavors and memories of Mexico.
Enjoy the creative cuisines of this restaurant with a spectacular view of the impressive Parque de Bombas and the city of Ponce.
A restaurant & bar with global flavors, artisanal cocktails, and a modern wine list in an eclectic space that offers plenty of ambiance.
An Asian fusion restaurant in Mayagüez that offers a unique culinary experience. It combines traditional Asian flavors with an innovative twist, in a cozy and vibrant atmosphere specializing in sushi and creative cocktails.
Complete at least one field and discover how many points you earn!
Annual points for
your purchases 0
Welcome bonus* +60,000
Points total during
the first year** 0
*60,000 PREMIA® bonus points after $3,000 in purchases during the first 90 days of account opening.
**Assuming the 60,000 bonus points is reached.
You'll love discovering all the things you can do with your PREMIA® points. With our Visa Cobalt Infinite card, you can redeem for:
Applications completed at branches or by calling 1.888.724.3653 are subject to a credit report inquiry or hard pull.
Manage your account, make payments, check balances, and more 24/7.
Get a digital account statement, sign up.
You can view up to 18 months’ worth of account statements.
This product is issued by Banco Popular de Puerto Rico. Member FDIC, except BVI. Subject to credit approval. Terms and conditions.
* Only in the US Virgin Islands and only available on the online platform. When entering your information to know if you are eligible for a credit card, a ‘soft pull’ inquiry will be generated, which will not impact your credit. The offer presented on the platform will be valid for a period of 10 days. By accepting the offer, you authorize Banco Popular to make a “hard pull” inquiry into your credit report. This inquiry will be reflected in your credit report and may impact your credit score. Applications completed in branches or through Telemarketing (1-888-724-3653), are subject to an inquiry of your credit report.
1 Earn PREMIA® points on eligible Net Purchases as follows: four (4) points for every dollar ($1.00) at gas stations and electric vehicle charging stations. Three (3) points for every dollar ($1.00) at restaurants and supermarkets. One (1) point for every dollar ($1.00) everywhere else. Balance transfers, TelePago, cash advances (including cash equivalent transactions), commissions, interest charges, and unauthorized/fraudulent purchases do not earn PREMIA® points. Popular is not responsible for the code used by merchants to identify transactions at restaurants, supermarkets, gas stations, and electric vehicle charging stations. Wholesale stores are not considered supermarkets. Points will appear daily, including purchases posted up to the previous day’s closing as long as the program is active and your account remains open. For more information about the accumulation, expiration, and use of points, as well as other terms and conditions, please visit popular.com/en/premia-terms/.
2 The welcome bonus will appear 4-6 weeks after $3,000 in purchases within the first 90 days after opening the account. Bonus applies for new accounts only, the offer does not apply to product changes. The account must be in good standing and remain open to receive the bonus. For more information about the accumulation, expiration, and use of points, as well as other terms and conditions, visit popular.com/en/premia-terms/.
3 Account statement credit when you use your credit card to pay for digital subscriptions or streaming services. You will receive an $8 monthly credit when you pay $30 or more monthly in memberships. Transactions made directly with one or more providers are eligible. Allow 4-6 weeks from the transaction date for the statement credit to post to your account. Your account must be open and in good standing to receive the credit. Eligible cardholders are entitled to up to $96 in statement credit each calendar year. Excludes the following services: telephone, cable, internet, among others.
4 The account statement credit will appear in 4-6 weeks. If you receive more than one credit in the same cycle, you will see the sum of all credits on your statement. Eligible cardholders are entitled to receive a credit of $20 for every purchase of $200 or more at participant merchants up to $160 in statement credit each calendar year.
5 You must complete the Global Entry® application and pay the application fee with your Visa Cobalt Infinite card. Global Entry® is a program of the United States Government, operated by the United States Customs and Border Protection (CBP). For Global Entry® program details, such as terms and conditions, please visit http://www.cbp.gov/global-entry/about. Global Entry® also includes TSA PreCheck® benefits when departing from U.S. airports. Travelers must include their Global Entry® PASS ID # (located on the back of the Global Entry® card) on travel reservations to activate their TSA PreCheck® benefit. Eligible cardholders are entitled to up to $120 in statement credit every four (4) years for paying the cost of the Global Entry® application. Please allow 6-8 weeks after the Global Entry® application fee is charged to your Visa Cobalt Infinite card for the statement credit to reflect on your account. Visa and Banco Popular have no control over the programs, including, but not limited to, the application, the approval or enrollment process, the fees charged by CBP or TSA, and have no liability with respect to the Global Entry® program or the TSA PreCheck® program. Visa and Banco Popular reserve the right to modify or cancel this offer at any time and without prior notice.
6 Up to $105 for 3 complementary lounge visits with Visa LoungeKey. To verify your eligibility, you may see a temporary charge of $1 in your payment card transaction history at check-in. This transaction is temporary, and no amount will be charged to your card. After three (3) visits in a calendar year, visits will be billed directly to your credit card at a rate of $35 per person per visit. For more information, go to www.loungekey.com/en/visa-banco-popular-cobalt.
