If you have savings or assets for the down payment and closing costs, or if you already own a home, a conventional loan1 is the ideal mortgage product for you.


  • For principal residences, second homes, and investment properties.
  • When buying a property, finance up to 80% of the selling price or appraisal, whichever is less, for single family homes.
  • When refinancing, obtain up to 75% for 2 to 4 units or up to 80% for single family homes.
  • Up to $726,525 in conforming loans and up to $1 million in non-conforming loans.1
  • Term: 30 year maximum.

For more information, or to apply, call:

  • Saint Thomas – Popular Mortgage Center: 340-693-2830.
  • Saint Croix – Popular Mortgage Center: 340-693-2960.
  • Tortola, BVI – Popular Mortgage Center: 284-852-2692.

Discover all the mortgage loan options available to you.

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