Personal Loans

Apply for a personal loan1 for anything you want.

Know your options! Call 1.888.724.3653

You could get a reply and your money the same day2

  • 0 payments for the first 90 days3
  • Discount when you enroll in for Direct Payment4

Choose a loan according to your needs.

Consolidate your debts in a single payment, make improvements to your home, cover unexpected expenses, or enjoy a well-deserved vacation. Choose the best option for you.



6.49% APR

APR on 12-month loans when you enroll in for Direct Payment and have participating products with BPPR.5

You could get money without a guarantee.

With Collateral6


6.24% APR

when you when you enroll in for Direct Payment.

Use your savings account or a Certificate of Deposit as collateral.



6.24% APR

when you enroll in for Direct Payment.7

It helps you establish credit or prepare for that special event.

With Partial Collateral8

With more
competitive APRs.8

Lower your annual percentage rate (APR) as you increase your contribution.

How to start the
personal loan application process?

To apply you must meet the following criteria:

  • Be a resident of St. Thomas or St. Croix (U.S. Virgin Islands) or Tortola (British Virgin Islands)
  • Must be 18 years or more. If you are under 18, you must submit an emancipation or marriage certificate

Important documents when applying for a loan:

  • Email address (for easier communication)
  • Social Security number
  • Income information

Frequently asked questions

  • You can apply online here, call 1.888.724.3653, or visit any of our branches.

  • Once you complete the application, you will receive an application number. For updated information, contact your consultant or call 1.888.724.3653.

  • A same-day credit decision applies to applications that contain all the information necessary for evaluation and are received on business days, Monday through Friday from 8:00 a.m. to 1:00 p.m. EST. Same-day disbursement is subject to branch hours and to the customer meeting all approval requirements. Other restrictions apply.

  • We have the option to pay loans through Mi Banco (from Mi Banco Mobile app and from the desktop version of Mi Banco through our website). In addition, for your convenience, we have Direct Payment, a service that gives you the peace of mind of making your payments on time, not missing due dates. Furthermore, if you enroll in Direct Payment during the application process, you could get a discount on the APR.