Popular - Personal Loans

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Consolidate your debt, make home improvements, cover unexpected expenses or enjoy a well-deserved vacation.

Choose your best option¹:

Unsecured personal loans

Get money fast — no collateral needed.

Personal loans with collateral

Use your savings account or a certificate of deposit
as collateral.

Personal loans with partial collateral

Use part of your savings and get a lower interest rate than
with an unsecured personal loan.

CrediSavings

Start building your credit history.

You must meet the following criteria to apply for a loan:

You must be a resident of St. Thomas or St. Croix (US Virgin Islands) or Tortola (British Virgin Islands)
You must be at least 18 years old. If you are under 18, you must present an emancipation decree or a marriage certificate

Important documents needed when applying for a loan:

Email address (to contact you quickly and easily)
Monthly net income – The money you get after deductions (this information appears on your pay stub)
Social Security number

¹Subject to credit approval. Other terms and conditions apply.

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