Consolidate your debt, make home improvements, cover unexpected expenses or enjoy a well-deserved vacation.

Choose your best option1:

Unsecured personal loans

Get money fast — no collateral needed.

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Personal loans with collateral

Use your savings account or a certificate of deposit as collateral.

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Personal loans with partial collateral

Use part of your savings and get a lower interest rate than with an unsecured personal loan.

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CrediSavings

Start building your credit history.

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You must meet the following criteria to apply for a loan:

  • You must be a resident of St. Thomas or St. Croix (US Virgin Islands) or Tortola (British Virgin Islands)
  • You must be at least 18 years old. If you are under 18, you must present an emancipation decree or a marriage certificate

Important documents needed when applying for a loan:

  • Email address (to contact you quickly and easily)
  • Monthly net income – The money you get after deductions (this information appears on your pay stub)
  • Social Security number

1Subject to credit approval. Other terms and conditions apply.