CrediSavings Personal Loan

Save for that special moment or start building your credit history.

Apply now! ¹ Call 1.888.724.3653

A loan to establish credit or to prepare for your special goal.


The CrediSavings loan allows you to place the loan money in a certificate of deposit (CD), which you will pay over the selected term.

Earn interest

This CD becomes collateral and earns interest throughout the term of the loan.

Disburses your money

When you pay off your loan, the bank disburses the money from your CD, as well as the interest generated.

It offers:

  • APR starting at 6.24% APR2 after a discount when you enroll in Direct Payment
  • 100% guaranteed with a certificate of deposit2
  • Loans from $2,000 to $10,0002
  • Terms from 12 to 72 months, depending on the amount requested2
  • Discount of 0.25% when you enroll in Direct Payment2
  • 0 payments for the first 90 days3
  • Same-day reply and money, if you qualify4

Loan available only in the U.S. Virgin Islands.

Apply now! ¹

How to start the
personal loan application process?

To apply you must:

  • Be a resident of St. Thomas or St. Croix (U.S. Virgin Islands) or Tortola (British Virgin Islands)
  • Be age 18 or older. If you are under 18, you must submit an emancipation or marriage certificate
  • Provide your email address
  • Provide your Social Security number

Apply by phone: