U-Save: Save your way to achieve your goals.

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Why choose U-Save?

U-Save1 is the account that allows you to set up recurring transfers to achieve a goal within a defined period of time. Plan for that little extra treat, a trip, or that special purchase, always in a safe and secure way.

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No monthly fees
  • $0 monthly service fee.
  • $0 minimum opening deposit.
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Flexible savings
  • It pays interest based on your account's daily average balance.2
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Personalized goals
  • Personalize your account name based on each goal you set.
  • Set up recurring transfers to reach your goals your way.
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Automatic savings
  • Activate Smart Savings3 service and round up your debit card transactions to automatically and effortlessly save the difference.

To open a U-Save account, you need:

  • An active Popular deposit account.
  • To be 18 years or older.

Calculate how much you need to save to reach your goal

To reach your goal by the selected date, you need to transfer

$0.00
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Start saving with U-Save

We'll guide you step by step to open your account and define how to reach your goal.

Manage and protect your money with U-Save

Access key information, learn about our security measures, and use tools to help grow your money.

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Before opening your
account

Learn about the account details, fees, and important terms of U-Save.

View characteristics and fees
Read the account agreement
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Security for your accounts

We monitor activity in your accounts to help prevent unauthorized transactions.

Learn more
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Tools to manage your money

Explore the tools available to help you manage your accounts and grow your money.

Explore tools

FAQs

  • You can apply for a U-Save account in the following ways:

    • Through the U-Save webpage, even if you're not registered for Mi Banco.
    • Through Mi Banco Online, by selecting "Open an Account" from the left-hand menu and then choosing U-Save.
    • Through the Mi Banco Móvil app, by selecting U-Save from the "Open an account or apply for a credit card" banner.

    To complete your application, you must have an active Popular checking or savings account. If you would like to access and manage your U-Save account online, you must register for Mi Banco.

  • No. If you have an active Popular checking or savings account, you can apply for a U-Save account without being registered for Mi Banco.

    To access and manage your account online, you must register for Mi Banco.

  • No. To open a U-Save account, you must first have an active Popular checking or savings account. If you're not yet a customer, you can open a Banco Popular account online or by visiting one of our branches.

  • It's designed for people who want to save in an organized and automatic way-especially for planned expenses such as tax payments, back to school, travel, weddings, education, recurring payments, and more.

  • You must have another Banco Popular transactional account from which funds will be debited and credited to your U-Save account.

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Product offered by Banco Popular de Puerto Rico. Member FDIC, except BVI.

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 The U-Save account will be available in the United States Virgin Islands (USVI) both through our branches and via our digital platform. In the British Virgin Islands (BVI), the account will be available exclusively through our branches. You can change the date to receive U-Save funds; free of charge at any time through Mi Banco or at a branch. A charge of $5.00 will apply if you make a partial or total withdrawal of the U-Save in one of our branches and another charge of $5.00 if you receive the money of your withdrawal in a check. U-save withdrawal fees will not apply if your withdrawal is made through Mi Banco. Fees could reduce the earnings on the account, for more details, refer to the Characteristics and Fees of the U-Save account.

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 Accrues interest if the average daily balance during the statement cycle is $0.01 or more.

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 The Smart Savings service applies to purchases made with your Banco Popular at points of sale (POS).  Upon enrollment, the service will be automatically effective.

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