Retirement management and planning
With more than 50 years’ experience in the industry, we offer the most comprehensive retirement plan management service. Our goal is to offer optimal and personalized alternatives to address your specific needs.
We specialize in creating your individual defined contribution plan, adapting our fiduciary, accounting, and investment advisory services to meet the unique needs of your business as well as your plan’s requirements.
We assist in your fiduciary responsibility by implementing a formal and prudent investment process.
Our Non-Qualified Plans are designed to address the retirement needs of a selected group of employees, providing benefits beyond those available in a qualified retirement plan.
We offer a wide range of simple and complex fiduciary relationships, including personal trusts, estates, investment management, and other corporate services.
We offer contractual arrangements in which a third party receives and disburses money or documents for the primary party in the transaction, depending on the conditions agreed to by the parties involved.
We hold customers’ securities for safekeeping to minimize the risk of theft or loss. Securities and other assets are held in electronic or physical form.
Our services include custody, review, and examination of mortgage notes and other documents used as collateral for loans owned or securitized by Fannie Mae, Ginnie Mae, and Freddie Mac.
Our bond administrator is responsible for the registration, transfer, and payment of bonds. They are also required to maintain separate accounts, monitor bond document requirements, and provide monthly statements to the issuer and borrower.
We offer a Deferred Compensation Plan agreement between the employee and the employer through which an employee will receive additional compensation upon retirement or, in the event of death, their dependents will receive it.
GuidancePlus is your ally in personalizing your retirement strategy. Our tool allows you to create and implement an action plan tailored to your needs. We analyze your current assets and any other relevant information you provide, such as your income needs and potential additional investments, to offer you a detailed and personalized analysis of your retirement plan.
Future Capital specializes in retirement planning and investment management, personalizing retirement accounts and monitoring the market. In just five minutes, it helps participants understand their savings and create a diversified portfolio to achieve their desired retirement.
We offer online and in-person seminars on important industry topics. We also offer a one-day Annual Conference to learn about fiduciary responsibility, regulatory changes, and more from industry experts.
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With over 50 years’ experience as leaders in fiduciary and investment services for retirement plans, Popular offers more options and the convenience of easily managing your retirement plans.
The Bank only provides retirement plan and fiduciary services in jurisdictions where it is properly licensed and authorized. Please note that the Bank does not provide retirement plan and fiduciary services in the British Virgin Islands (BVI).
The investment products available through retirement plans of Banco Popular are not insured by the FDIC, are not deposits or obligations, are not guaranteed by Banco Popular de Puerto Rico or its subsidiaries and/or affiliates. Investment products involve risks, including the possible loss of the invested principal. Please request a prospectus and read it carefully before investing.
The content of this material is for informational purposes only and does not constitute tax, legal or accounting advice. Banco Popular de Puerto Rico, its subsidiaries, or affiliates, do not engage in the offering of tax, legal or accounting advice.
Contributions exceeding the deductible limit will pay a tax equivalent to 10% even if the non-deductible contribution is not claimed as a deduction on your income tax return. For 2025 tax years, the maximum annual employer and employee contribution amount per participant will be the lesser of $70,000 or 100% of the participant’s compensation. Also, the maximum compensation per participant to be used for determining contributions to the plan shall not exceed $350,000.
Investment Advice offered through Popular Asset Management LLC. Popular Asset Management LLC is an investment adviser registered with the SEC. Registration of an investment adviser does not imply any level of skill or training. Past performance does not guarantee future results. Diversification does not guarantee investment returns and does not eliminate the risk of loss. All opinions are subject to change without notice in response to changing market and/or economic conditions. Any examples used are for illustration purposes only. There is no assurance that a portfolio will achieve its investment objective or will work under all market conditions. The value of investments may go down as well as up and you may not get back the amount originally invested. Portfolios may be subject to certain additional risks, which should be considered carefully along with their investment objectives and fees. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.
The contributions made to a Keogh Plan may be invested on investment products. Investment products are not insured by the FDIC, are not deposits or obligations, are not guaranteed by Banco Popular de Puerto Rico or its subsidiaries and/or affiliates. Investment products involve risks, including the possible loss of the invested principal.
GuidencePlus/AdvicePlus has been developed by MasteryPOINT Financial Technologies, a subsidiary of Newkirk. The investment advice information and recommendations are provided by MasterPOINT and Schlindwein Associates, LLC, a registered investment advisor with the Securities and Exchange Commission (SEC). MasteryPOINT Financial Technologies, Newkirk y Schlindwein Associates, LLC are not affiliated with Popular Fiduciary Services or Banco Popular de Puerto Rico. Popular Fiduciary Services and Banco Popular de Puerto Rico are not registered investment advisers. Registration of an investment adviser does not imply any level of skill or training.
Future Capital is a trade name of ProNvest, Inc., a registered investment advisor with the Securities and Exchange Commission (SEC). The products and services of Future Capital and ProNvest, Inc. have a cost. Investments are subject to the agreements and conditions of Future Capital and ProNvest, Inc. ProNvest, Inc. is an independent company, not affiliated with Popular Fiduciary Services or Banco Popular de Puerto Rico. Popular Fiduciary Services and Banco Popular de Puerto Rico are not registered investment advisers. Registration of an investment adviser does not imply any level of skill or training. Additional information about ProNvest is available on the SEC’s website at www.adviserinfo.sec.gov.
