Without Collateral  Personal Loan

Get the money you are looking for, for all your needs!

Apply now! ¹

You can get rates starting at 5.99% APR on 12-month loans when you enroll in Direct Payment2

Simplify

Consolidate loan or credit card debt2 into a single monthly payment.

Save

Take advantage of our new, more competitive rates and eliminate high-interest debt.

Choose

Set the time that best suits you to pay off your loan.

Benefits:

  • Rates starting at 5.99% APR on 12-month loans2
  • From $2,000 to $75,000
  • Available terms range from 12 to 84 months, depending on the amount requested2
  • 0 payments for the first 90 days3
  • Same-day reply and money, if you qualify4
  • Discounts when you enroll in Direct Payment5
Apply now! ¹

How to start the
personal loan application process?

Online

Start now

Telephone

1.888.724.3653

Visit a branch

Find the nearest one

To apply you must:

  • Be a resident of St. Thomas or St. Croix (U.S. Virgin Islands) or Tortola (British Virgin Islands)
  • Be age 18 or older. If you are under 18, you must submit an emancipation or marriage certificate
  • Provide your email address
  • Provide your Social Security number

Apply by phone:

Educational section

Product offered by Banco Popular de Puerto Rico.

1

 Subject to credit approval. If the purpose of the loan is to consolidate debt, Popular may require you to close the credit accounts that you are consolidating.

2

 The Annual Percentage Rate (APR) varies by region: USVI: Rate starting from 5.99% APR for loans with a term of 12 months, after applicable discount, up to 29.99% APR. The APR will be based on your credit history and will vary based on the term you choose. BVI: Base rate from 10.70% APR ($2,000 - $4,999), 11.45% APR ($5,000-$14,999) and 11.95% APR ($15,000 +); minimum rate is 9.70% APR when you choose a loan term of 12 to 24 months. Base rate from 11.40% APR ($2,000 - $4,999), 11.95% APR ($5,000-$14,999) and 12.45% APR ($15,000 +); minimum rate is 10.40% APR when you choose a loan term up to 36 months. Base rate from 11.90% APR ($2,000 - $4,999), 12.45% APR ($5,000-$14,999) and 12.95% APR ($15,000 +); minimum rate is 10.90% APR when you choose a loan term of 37 to 84 months. Other discounts do not apply. Other terms and conditions apply.

3

 You have the option to start paying your loan up to 90 days after disbursement; however, this does not constitute a forgiveness of interest accrued during this period; said interests will be prorated for the term of the loan. If any applicant is a covered debtor as defined by the Military Lending Act, the availability of this option is subject to the provisions of that Act.

4

 Same-day credit decision for applications that contain all the necessary information for evaluation and are received on business days, Monday to Friday from 8:00 a.m. to 1:00 p.m. EST. Same-day disbursement subject to branch hours and to the customer meeting all approval requirements. Other restrictions apply.

5

 Discounts: USVI: 0.50% when you take enroll in Direct Payment. Example: A loan of $5,000 with 5.99% APR for 12 months, after applying discounts to the base rate, would pay $430.31 per month. Certain restrictions apply. BVI: 0.25% if you enroll in Direct Payment, 0.50% if you have or open any of the following deposit accounts: Ideal or Popular Plus®, 0.25% if you have or apply for a credit card or reserve line. Example: a $2,000 loan at 9.70% APR for 24 months would pay $92.01 a month. Other discounts do not apply. Other terms and conditions apply.